- Personal Free Checking
- Personal Silver Checking
- Personal Gold Checking
- Personal Platinum Checking
- Personal Elite Checking
- Regular Savings
- Money Market Savings
- Certificates of Deposit (CD's)
- Individual Retirement Account (IRA)
- Other Services
- LOAN INFORMATION
Personal Free Checking
Personal Free Checking is an economical alternative for customers who want a basic checking account and do not want to keep a minimum balance.
Features include:
- Free check card - subject to credit approval
- No minimum balance requirement
- Unlimited check writing
- Unlimited access to Florida Bank of Commerce ATM’s and hundreds more through the Presto™ and Intercept™ networks
- Free image statements*
- Free notary service
- No monthly service charge
*$3.00 Fee per statement cycle if customer requests to have cancelled checks returned in statement.
Personal Silver Checking
Personal Silver checking is a regular checking account designed for those with limited banking needs.
Features include:
- Unlimited check writing
- Free first order of Florida Bank of Commerce starter checks
- Two free official checks and money orders per month
- Free check card - subject to credit approval
- Unlimited access to Florida Bank of Commerce ATM’s and hundreds more through the Presto™ and Intercept™ networks
- 50% discount on a 3x5 safe deposit box (subject to availability)
- Free image statements*
- Free notary service
- No monthly service charge subject to $500.00 minimum daily balance
*$3.00 Fee per statement cycle if customer requests to have cancelled checks returned in statement.
Personal Gold Checking
Personal Gold checking is an account for customers 50 and over looking for a basic checking account without having to maintain a minimum balance.
Features include:
- Unlimited check writing
- No minimum balance
- Free check card - subject to credit approval
- 50% discount on a safe deposit box - size/availability
- Unlimited access to Florida Bank of Commerce ATM’s and hundreds more through the Presto™ and Intercept™ networks
- Free first order of Florida Bank of Commerce starter checks
- Two free official checks per month
- Free image statements*
- Free notary service
- Free single signature travelers' checks
- Low monthly service charge
*$3.00 Fee per statement cycle if customer requests to have cancelled checks returned in statement.
Personal Platinum Checking
Personal Platinum checking is an interest-bearing checking account with all the features and benefits of a regular checking account.
Features include:
- Unlimited check writing
- Free check card - subject to credit approval
- Unlimited access to Florida Bank of Commerce ATM’s and hundreds more through the Presto™ and Intercept™ networks
- Free first order of Florida Bank of Commerce starter checks
- 50% discount on a 3x5 safe deposit box (subject to availability)
- Free image statements*
- Free Notary service
- Two free money orders and official checks per month
- Free single signature travelers' checks
- No monthly service charge with $2,000 daily balance maintained
*$3.00 Fee per statement cycle if customer requests to have cancelled checks returned in statement.
Personal Elite Checking
Personal Elite checking is an interest-bearing account where excess checking funds are transfered to a high-yield FDIC insured account (subject to aggregate balance limitations).
Features include:
- Interest-bearing account
- Unlimited check writing
- Consolidated image statement at no charge
- Free check card - subject to credit approval
- Free standard 3x5 safe deposit box (where available) or 50% discount on a larger size box
- Free Florida Bank of Commerce standard checks or discount equivalent to standard checks on other check design
- No fee for single signature travelers' checks, money orders, official checks and Notary service
- Unlimited access to Florida Bank of Commerce ATM's and hundreds more through the Presto™ and Intercept™ networks
- No monthly service charge subject to maintaining a $15,000 average combined balance in checking, savings, money market accounts, CD's, deposit IRA's, outstanding line of credit balances or outstanding installment loans.
Regular Savings Account (Personal and Business)
This is a basic variable interest-bearing savings account.
Features include:
- No quarterly service charge with daily balance maintained
- Quarterly statements
- No monthly service charge subject to maintaining a minimum balance of $300.00 anytime in the statement cycle. Excessive withdrawal fee of $3.00 per item will be charged for going over allowed withdrawal transactions.
Money Market Accounts (Personal and Business)
This is our tiered variable rate interest-bearing savings account.
Features include:
- No monthly service charge with minimum daily balance of $2,500.00. Excessive withdrawal fee of $3.00 per item will be charged for going over allowed withdrawal transactions.
- Monthly statements
Certificates of Deposit
Florida Bank of Commerce offers a variety of competitive Certificates of Deposit. We offer terms from 7 days to 5 years, with a minimum opening deposit of $500.00.
If you would like to know our current rates, please contact us at an office near you.
See Locations
Individual Retirement Accounts
Florida Bank of Commerce offers a variety of competitive Individual Retirement Accounts. All IRA products are available in CD format.
- Traditional IRA’s
- Roth IRA’s
- Coverdell Educational Savings Account
If you would like to know our current rates, please contact us at an office near you.
See our Location Information
